How National Housing Bank is stonewalling the implementation of the PMAY
Pradhan Mantri Awas Yojana (PMAY) was launched by the Government with a view to provide affordable housing in rural and urban areas so that the people who are eligible under the scheme can purchase a house by availing the loans from the Banks and other Financial Institutions at concessional rates by availing the Credit Link Subsidy Scheme (CLSS). Most of the Government schemes started or launched for the welfare of the people are not implemented by the Government agencies with the same spirit, with which these schemes are launched by the Government, defeating the very purpose for which these schemes were launched and hence the benefits of these schemes are denied by these implementing agencies to most of the eligible people. I would like to elaborate this indifferent attitude of the various implementing agencies with the help of one true example. One unmarried women, having her independent source of income, was allotted the LIG Flat by the Delhi Development Authority. The Fla...